It's a question we hear almost every day.  How much you pay for car insurance depends on many factors: where you live, your age, what sort of car you drive, your driving record. But you can reduce the cost of insuring your car in several ways.

First, take into account the price of insurance when choosing a vehicle.

• More expensive cars cost more to repair, maintain and insure.
• Performance cars cost more to insure than family sedans—a lot more.
• Safer cars may also insure for less.
• We offer discounts for vehicles with anti-lock brakes on all four wheels.
• Insure all your cars with one company—multi-car discounts can be substantial.
• Consider increasing your deductible. By raising the amount you pay out-of-pocket for losses, you can save 20 percent or more on your auto policy.
• Also consider reducing collision insurance if you're driving a vehicle that's more than eight years old.

Try to weed out overlapping insurance. For example, if you have an excellent medical and disability plan at work, you might wish to reduce medical or personal injury coverage on your auto policy, and save the difference. Ask us to explain the trade-offs.

And drive safely. A clean driving record can help lower your insurance rates through safe-driver discounts.

• We also offer discounts for low-mileage drivers,
• Car-poolers,
• Good students and
• Seniors who take drivers' refresher courses.

The price you pay is also influenced by how you pay. Ask us about your various payment options!

Learn More...

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Please Note: The information contained in this Web site is provided solely as a source of general  information and resource.  It is a not a statement of contract and coverage may not apply in all areas or circumstances.  For a complete description of coverages, always read the insurance policy, including all endorsements.